Collect your receivables without default

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Fully automated and dependable recurring payment facility

Convenient and hassle-free

No waiting in queues at banks, exchange houses, cash deposit machines or post offices for transactions, thereby making it convenient and hassle-free

Robust and fluid

Fluid and robust architecture helps your customers to directly deposit funds for recurring payments like credit card bills, utility bills, instalment payments, rent, repayments of loans and mortgages into their accounts by communicating with the central bank

Safe and stable

Created using the most stable and secure Uniweb framework, the intuitive dashboard can be availed by the sponsoring bank to track both direct debit mandates and the complete lifecycle of payments

Why you need DDS Pro

UAE Direct Debit System (UAEDDS) is an initiative launched by the UAE Central Bank that allows customers to make predetermined regular electronic payments from their bank accounts. Using this feature, you can set a fixed or variable amount with the freedom to pause, modify, and cancel your Direct Debit request whenever needed. With DDS Pro, you can set a recurring payment to be collected automatically on the day you specify.

How DDS Pro ups your business

Simple, secure, and fully automated

Two-way reconciliation for payments

Discreet graphical dashboard for business and technical needs

Seamless integration with core banking systems

Multichannel notification for payers and sponsors

One-stop solution for your corporate, retail banking direct debit needs

Auto scheduling option for direct debit; visibility of funds settlement

Direct debit payment management – postponement/ withdrawal of direct debit.

Integrating interface with bank’s customers ERP system for ensuring complete automation

Bank benefits from DDS Pro

Success Indicators

200 +
Years of domain experience and successful delivery experience
300 M+
Transaction volume handled per annum
80 +
100 +
Integrations including expertise in heterogenous integrations

Customer-first approach

At Unity, we have the distinction of being a successful and reliable partner for our customers in UAE, Bahrain and Kuwait owing to our suite of enterprise financial products and comprehensive domain knowledge.

Our partnerships and counting

Why Choose Unity


Manage recurrent collections & receivables with Direct Debit System (DDS)

The introduction of the Direct Debit System (UAEDDS) is capable of increasing transparency, eliminating paperwork, nearly reducing cheques and saving time as well as enhancing the operational efficiency of the banking sector in serving the retail customers in the UAE. Unity’s Direct Debit System is a safe and convenient system for making payments and is preferably suited for recurring payments with fixed or variable amounts like loan repayments, utility bills, and insurance subscriptions. The direct debit payment system which has been functional in developed counties is not a new system for UAE. Direct Debit System or UAEDDS is a direct debit payment system for banks that is an automated monthly payment solution. This direct debit system has been used by people all around the world for transactions such as payment of utility bills, school fees, loan repayments, and more.

Regulated by the UAE Central Bank, the UAEDDS or Direct Debit payment systems lets the banks and merchants provide customers with a convenient method of payments and purchases. Unity’s DDS or Direct Debit System is the way to manage your regular payments.

Direct Debit payment System or UAEDDS is the solution to the challenge caused by post-dated cheques. issuing post-dated cheques for rent is still usual in UAE, which is considered outdated. Permitting renters, especially people who are new to the country, to pay monthly rentals makes more costly properties more exclusive. A new expat who is being a monthly payer would not have enough funds to pay an advance payment towards four months’ rent.

Moreover, school fees, debts, property service charges, car loans, insurance subscriptions, and many other recurring expenses we either pay on time or use cheques for, can be handled by direct debit payment systems. With DDS, it is even possible to manage current monthly payments like fuel bills and gym subscriptions all from a single convenient platform. It’s simple for the customers, and the Direct Debit System (UAEDDS) has made it way more simpler for the banks where they no longer require to process several cheques per month! It is also overbearing to shift to monthly invoicing for VAT chargeable items like Service Charges. Unity’s Direct Debit payment system is a perfect online direct debit system for monthly payment collection.

Direct Debit Payment systems are commonly used all across the globe and have been operational since the last century. DDS Pro is a direct debit system that is a simple, safe and fully automated system. Only a one-time setup is needed for a direct debit payment system. It is also convenient as the customers avoid waiting in queues at banks, exchange houses, cash deposit machines and or walking in a post office to make the card transactions.

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