Unity Infotech

What is ICCS Pro?

ICCS (Image based cheque Clearing System) is the process that enables images of cheques and the data to be captured and exchanged between banks, through the Image Clearing System. The Image Cheque Clearing System was introduced by UAE Central Bank with an objective to improve clearing cycles of cheques and streamline the local clearing. In order to participate in the UAE ICCS, banks will need to have technologically advanced, flexible, efficient and robust payment applications. Staying away from the conventional client server based applications, Unity pioneered an innovative web-based ICCS pro application for the participating banks and NBFCs in UAE. Many of the banks in UAE have already embraced the robust ICCS pro in a short span of time. ICCS Pro is an easy, smooth and cost effective way to ensure your business as ICCS compliant. This break-through approach means that every patch deployment for a bank at its main branch reflects automatically across all its branches. CTS cheque clearing is an initiative that brought about millions of cost savings for our banking clients. An enterprise level payment presentment and settlement platform for a multi-branch banking organization.With a flexibility to achieve utmost automation, is one of the unique features of all our applications, ensuring additional savings on support staff maintenance. The integration of Image based cheque clearing system with all the popular cheque scanners, ensures a smooth transition and minimal switch costs with respect to existing hardware and infrastructure, for clients switching to our system. ICCS Pro is a scalable, robust, secure, efficient, modular, reliable, easy to use, automated, parameterized, and functionally rich enterprise payment presentment and settlement software suite.

Why ICCS Pro is the best solution for your business?

ICCS Pro is designed considering the valuable feedback from the banking community and hence incorporates unique features and benefits.
  • Web based cheque image clearing system
  • Simplified, secure and fast payments
  • Fully automated cheque imaging solutions without any cumbersome paper based processes
  • Offers seamless integration with all major core banking systems enabling straight through processing
  • The option for chargeback/redeposit decisions from online screens
  • Low operational cost and increased revenue
  • No physical storage and reduced manual intervention
  • Easy integration with multiple applications and multiple end points
  • Automatic IBAN generation & cheque endorsing feature
  • Real time dashboards to track the complete lifecycle of every process
  • Plug and Play with all leading cheque scanners
  • Robust and flexible workflow engine
  • Automated signature integration enables user to verify signatures easily
  • On-Us module can be used as primary application for teller clearing or back office application
  • Flexible user management and security
  • Comprehensive reporting capabilities

Boost your check clearance now with ICCS Pro!


With a decade of experience serving as the trusted strategic partner for banks and financial institutions of all sizes, we are renowned for our innovative and user friendly financial solutions.We are headquartered in Dubai, with our research and development centre in India and support centre in Bahrain. We help our clients to stay ahead of emerging business trends and outperform the competition by simplifying their systems and business processes. We empower businesses with payment solutions, IT staffing services, software consulting services and more. Our clients include multinational banks, mid-sized financial organizations, government entities, exchange houses and many big nonbanking financial institutions.

Changing trends in the financial industry, evolving business models, technological innovation and modified regulations are some of the challenges that banks and financial institutions, face today. Accordingly, their customers also demand a personalised experience to interact and transact. Our experience gives our clients a distinct advantage. Established in 2009, Unity has many financial products developed and implemented successfully to its credit, by thoroughly understanding the present and forthcoming industry regulations. Our solutions for payments are mission-critical. Many of the banks, finance and exchange houses across the Middle East relay on our highly scalable software solutions which offer seamless integration.

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