Unity Infotech

What is E-ChequeDirect?

E-Cheque is a new initiative by the Central Bank of Bahrain enabled by BENEFIT Co. E-Cheque ecosystem enables banks to provide this service to the individuals and the corporate. Customers can register and subscribe for this Cheque Truncation System through banks, request for an electronic cheque book further enabling issuance and presentment of the cheque electronically.

Advanced concept of E-Cheque clearing system, enables banks to avoid hassles of issuance and depositing a paper cheque and thereby enabling customers to transact from anywhere in the world. Unity’s E-ChequeDirect is a cryptographic solution that replaces paper-based cheque with an electronic record digitally signed by the E-Cheque system. This electronic check clearing system is easy to use and highly secure with QR authentication capabilities to encrypt and decrypt critical data.  

E-ChequeDirect is a user friendly web based application, providing an end to end solution for E-Cheque. This E-cheque clearing system caters to the complete life cycle of an e-cheque right from registering the customers, cheque book issuance, depositing an off-us cheque with an end to end on-us cheque clearing. E-ChequeDirect integrates well with bank’s core banking systems. With E-ChequeDirect CTS (Cheque Truncation System), banks in Bahrain can ensure that each E-Cheque payment done is easier, cheaper and faster than ever before. 

Why E-ChequeDirect works best in Bahrain?

  • Automated web based Electronic cheque clearing system
  • Easy to use, highly secure cheque truncation system with QR authentication capabilities to encrypt and decrypt critical data
  • Integrates well with all major payments and banking systems
  • Allows complete life cycle of cheque – registration, issuance to presentment and clearing
  • Our domain expertise in cheque clearing with 22 implementations in the UAE
  • Extensive integration capabilities -quicker implementation
  • End to end automation
  • Cost effective customisation
  • Auto reconciliation with extensive reporting
  • Configurable charges module
  • Built-in interface adaptors
  • Scalable architecture / channels integration

Upgrade to E-ChequeDirect for easy transfers!


With a decade of experience serving as the trusted strategic partner for banks and financial institutions of all sizes, we are renowned for our innovative and user friendly financial solutions.We are headquartered in Dubai, with our research and development centre in India and support centre in Bahrain. We help our clients to stay ahead of emerging business trends and outperform the competition by simplifying their systems and business processes. We empower businesses with payment solutions, IT staffing services, software consulting services and more. Our clients include multinational banks, mid-sized financial organizations, government entities, exchange houses and many big nonbanking financial institutions.

Changing trends in the financial industry, evolving business models, technological innovation and modified regulations are some of the challenges that banks and financial institutions, face today. Accordingly, their customers also demand a personalised experience to interact and transact. Our experience gives our clients a distinct advantage. Established in 2009, Unity has many financial products developed and implemented successfully to its credit, by thoroughly understanding the present and forthcoming industry regulations. Our solutions for payments are mission-critical. Many of the banks, finance and exchange houses across the Middle East relay on our highly scalable software solutions which offer seamless integration.

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