Accelerated clearing. Enhanced cash flow.

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A seamless way to serve
corporate clients

Secure web-based solution

High speed, secure internet-hosted system that allows corporate clients to scan, upload, and clear large volumes of cheques immediately in encrypted electronic form — from any location, anytime.

Streamlined and efficient process

Online scanning method reduces losses, increases operational efficiencies, and allows your corporate clients to retain a centralised record of all processed cheques.

Adaptable system

ICCS Corporate systems at the bank site are integrated for use with corporate accounts that have chosen to operate in a straight-through processing (STP) mode or non-STP mode. This means they can be changed to fit your client’s specific needs.

Why you need ICCS Corporate

Processing cheques can be a complex and expensive undertaking for corporations. In many businesses, keeping track of large volumes of cheques collected across multiple locations and then transporting them to banks can leave them with high operational costs. for better clarity and grammatical accuracy. A bank offering them a faster and simpler cheque clearing cycle makes a distinct market for itself.

How ICCS Corporate ups your business

Simplified, secure, and accelerated cheque clearance in bulks

Fully automated, paperless cheque image clearing solution

Online deposit tracking system

Current dated and post-dated management

User-friendly end-to-end reporting

Reduced costs and risks associated with the transportation of items

Chargeback/redeposit options from online screens

Bank benefits from ICCS Corporate

Success Indicators

200 +
Years of domain experience and successful delivery experience
300 M+
Transaction volume handled per annum
80 +
100 +
Integrations including expertise in heterogenous integrations

Customer-first approach

At Unity, we have the distinction of being a successful and reliable partner for our customers in UAE, Bahrain and Kuwait owing to our suite of enterprise financial products and comprehensive domain knowledge.

Our partnerships and counting

Why Choose Unity


Accelerating Check Clearance for Corporates

Cheque clearing in UAE has entered another era via the new cheque clearing solution online called ‘Image-based cheque clearing system’. The new ‘image cheque clearing system’ which is fully electronic has already become operational linking all the banks in UAE. With this cheque image solution, the cheques can be cleared within a few hours. This duration was gradually reduced as the banks became accustomed to the CTS cheque image system. The cheque image clearing system enables the CTS cheque clearing faster, within hours. Unity’s cheque imaging and truncation system – ICCS, is capable of electronic clearing of cheques irrespective of where they are presented.

Clearing of cheques through the traditional system took between 2 to 6 days earlier. With the check truncation system, there is a cheque archive facility at the Central Bank which will be made available to all banks in UAE. This new cheque imaging solution had enabled the storage of cheques for fewer years, but has been extended when the image-based cheque clearing system became operational for some time.

Providing end-to-end cheque imaging solutions, the image-based cheque clearing system comes armed with functionalities for all phases involved with CTS cheque clearing such as outward clearing, inward clearing, postdated cheques, return of outward, return of inward, onus cheques processing, corporate cheque capture and reconciliation. Based on the experiences, research and development investments that Unity has attained over the years in cheque imaging solutions, we have launched a state-of-the-art advanced version of our existing ICCS solution “ICCS Corporate”.

Over the last few years since the cheque truncation system was executed in UAE, we have seen the cheque image clearing system evolve in many banks and collected their valuable feedback, learned it thoroughly and developed ICCS Pro integrating a vast set of features, performance aids and best practices of those banks into this cheque imaging and truncation system.

Unity pride itself in aiding banks streamline and cater to the rising customer demand and attain substantial savings in IT support expenses. The CTS cheque imaging system leverages our wide experience from working with many leading banks in the country.

Despite banking industry forecasts of the expiry of cheques, they remain one of the major payment methods in many countries. The Image Cheque Clearing System (ICCS) signifies the contemporary way of processing traditional paper-based payment methods. A few countries across the globe provide CTS cheque clearing using similar technology. In 2003, Singapore introduced an image-based cheque clearing system and was a forerunner in this field. The other country who have employed cheque truncation system is the USA. ICCS or image-based cheque clearing system signifies a key step forward in the operation of the Central Government Strategy to use electronic schemes and technology to enhance the speed, competence and security of transactions happening in the UAE.

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